Total Money Makeover

Jessica is usually right about everything; sometimes it just takes me a while to catch on to ideas that she comes up with.

For the last few years, she has brought up Dave Ramsey, and we even went so far as to DVR his show on Fox Business. From viewing the show, we eventually got to the point where we knew what advice he would give to almost every caller. We had watched long enough to realize we were not likely living financially wise. Though we knew we were not necessarily doing things correctly, we still never really committed to doing anything about it. Until now.

Jessica got The Total Money Makeover by Dave Ramsey for Christmas, and she has been a woman possessed since. I have slowly, but surely come around and have read most of it in the past few days, as we have been trapped indoors due to Snowicepacalypse. We started our Financial Peace University class and have decided to develop our "gazelle-like" intensity towards being debt free and becoming financially fit.

With our tax refund, we will have our first part of our emergency fund in place and will start working on our debt snowball. It will be fun to blog about our small victories along the way, like when we start paying off these dumb credit cards. So, here we go...debt free, here we come!